Since I solicited for your services, I’ve had a peace of mind, and I’m happy because of the few dollars I got as a settlement.” He not only harassed and threatened me but also abused workmates who received the call when I wasn’t around. I was so afraid I could lose my job because of a caller who called my job number 4 hours straight back to back. “Thank you for standing with me Lemberg Law. The attorneys were very kind and always available when I needed them.” Someone I trust referred me to Lemberg Law, and I don’t regret having contacted them. “I was almost going nuts receiving calls every afternoon from a person using profane language to push me to pay debts I don’t owe.
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For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
These laws provide individuals like you with a means to seek monetary damages in court. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).īut here’s the rub: If you want to enforce your rights, or recover money for violations - you need to sue. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language harassment or the use of false or misleading information to collect a debt. Understanding Your Debt Collection Rightsįederal laws protect you.
SLS also operates a group of affiliated loan service organizations, including Altavera Mortgage Services, Capital Markets Cooperative, Computershare Loan Services, and Mortgage Solutions. SLS claims the benefit of this service is to provide more effective and profitable loan servicing. Instead, they work with financial institutions after loan signing to purchase home mortgages, often without the knowledge or consent of the borrower. The bank’s interest in providing this service is realized in interest income and the potential for refinancing based on property improvements and appreciation.Īs a third-party servicer of mortgage loans, SLS does not issue home loans. The new homeowner typically pays off the loan over a course of thirty years.
After lending managers determine the borrower’s ability to successfully assume the loan, the bank exercises its professional judgement to either approve or deny the loan. Normally, approving a home loan requires an applicant to appear at a lending institution such as a bank or savings and loan. SLS describes itself as an asset management company and works exclusively with real estate loans, many of which are delinquent thus, like collection agencies, SLS’ processes delinquent debt, but their efforts are focused on home foreclosures rather than credit card balances. "Our community has had enough.SLS is not a collection agency, but they sometimes operate in a similar capacity. "This investigation shows the commitment we share with our law enforcement partners to reduce violent crime in our community using a laser-focused approach to concentrate on a very small percentage of prolific offenders that we know who are committing the majority of violent crime in our community," Williams said. SEE ALSO: Second person charged in murder of Jacksonville toddler Aiden McClendon Some of the arrested members face additional charges and are awaiting trial. The 10 members were arrested for violation of racketeering laws and conspiracy to violent Rico. Williams said the members have been involved in murders, attempted murders, armed robberies aggravated assaults, burglaries, thefts and drug sales. Investigators focused on identifying the gang leaders in order to dismantle the operation. Police said that murder led police to understand that PCE was fronting itself as an entertainment group but was actually an organized street-gang committing the crimes. Kevin Clark November 16, 2017Īlleged members Henry Hays, 18 and Kquame Richardson, 18, have since been arrested in 22-month-old Aiden McClendon's death . Sheriff Williams says they are tied to dozens of gun-related incidents, including the death of Aiden McClendon.